Depending on joki casino the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. U.S. Bank has historically offered a $450 checking bonus for opening a new account. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly.
We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content.
The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees.
We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features.
BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts.
For this bank promotions roundup, more than a dozen data points were considered per offer.
Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features.
The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services. A previous bonus offered new checking customers the opportunity to earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements. We’ve rounded up additional excellent checking account bonuses and savings account promotions below.
How to avoid the monthly service fee
BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. To qualify, you must deposit at least $100 a month to your account for 12 consecutive months. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business.
To qualify, you’ll likely have to set up direct deposit with the bank and keep the account open for at least a few months. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. She has over a decade of experience writing and editing for consumer websites.
Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results.
Yes, Citizens’ promotions are offered across our products.
The banker will help you review your savings, credit, and more – and provide you personalized solutions.
ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses
You may have to meet certain requirements to qualify for bank bonuses.
Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
The number of checking and/or savings accounts you should have will depend on a few factors.
Free Overdraft Protection Transfers⁵
Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) For more information, please review the applicable Wells Fargo Debit and ATM Card Terms and Conditions. The actions required for this bonus are separate from the actions available to avoid the monthly service fee.
The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer. Around 100 financial institutions surveyed by our team of experts. Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. In 2026, checking account bonus offers could land you between $100 and $3,000.
Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. These qualifying activities for the offer must be completed within 30 calendar days of opening the Chime Checking Account.
More information about bank bonuses, checking account bonuses, and savings account bonuses
Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Learn how to avoid the $15 monthly service fee.
Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
Open a no monthly maintenance fee Access Checking account, or view our other checking account options. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
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